How to Send a Check with First Financial Bank - Personal

Learn how to easily send physical checks using First Financial Bank - Personal with Check Supply. Follow this simple step-by-step guide.

First Financial Bank - Personal logo

First Financial Bank - Personal

Trusted financial institution

First Financial Bank - Personal is supported by Check Supply, enabling you to send secure, convenient check mailing services directly from your mobile device.

Visit First Financial Bank - Personal Website

First Financial Bank - Personal Bill Pay vs Check Supply

See how Check Supply compares to First Financial Bank - Personal's traditional bill pay system

First Financial Bank Bill Pay allows customers to make one-time or recurring payments to businesses or individuals directly from their First Financial Bank checking accounts. The service supports electronic payments when the biller accepts them, with processing typically within 2-5 business days for electronic payments and 7-10 business days for check payments. Electronic payments are typically debited on the scheduled payment date, while paper checks are debited when the recipient deposits the check. First Financial Bank provides features like payment scheduling, recurring payments, and the ability to view payment history online. The service is available through First Financial Bank Online Banking and the First Financial Bank Mobile app, with no monthly service fees.

Compared with First Financial Bank's built-in bill pay, Check Supply offers superior speed, visibility, and control for mailed checks. We process payments in one business day with same-day print-and-mail capability when queued by 3 PM ET (including Saturdays), provide granular status tracking (queued → printed → mailed), and clearly confirm when the check is deposited. Funds remain in your First Financial Bank account until the recipient deposits the check—we do not place pre-debit holds. The experience is a modern, simple flow similar to Cash App or Venmo for sending checks, and you can connect multiple bank accounts and choose which one to pay from. USPS transit times are not guaranteed by either service.

FeatureFirst Financial Bank Bill PayCheck Supply
Physical checksYes — mails a check if electronic payment is not availableYes — we print & mail on your behalf
Average processing timeElectronic: 2-5 business days; Mailed check: 7-10 business days1 business day; same-day print & mail if queued by 3 PM ET (Sat included)
When funds are withdrawnElectronic: on the scheduled date; Check: when recipient deposits the checkOnly when recipient deposits the check; no pre-debit holds
User experienceTraditional bill-pay interface inside First Financial Bank Online/Mobile BankingModern, simple flow (Cash App/Venmo-like) for sending checks
Account flexibilityUse accounts at First Financial Bank onlyConnect multiple banks; choose which account to pay from
Delivery time (mail transit)Typically 7–10 business days for mailed checks (not guaranteed)Typically 1–5 business days (USPS not guaranteed)
TrackingBasic scheduled/sent status; limited visibility for mailed checksGranular: queued → printed → mailed + deposit confirmation

Note: Values verified against First Financial Bank's official bill pay documentation. Electronic payments process in 2-5 business days, check payments in 7-10 business days. USPS delivery not guaranteed.

Save money and time with Check Supply's superior features and pricing compared to First Financial Bank - Personal's bill pay system.

💡 Why Choose Check Supply?

No hidden fees, faster delivery, and a seamless mobile experience designed specifically for check mailing.

Step 1: Download Check Supply from the App Store

Download the Check Supply app from the Apple App Store.

Download Check Supply from App Store

Step 2: Enter the Payment Amount

Open the app and navigate to the Pay tab. Type in the amount you want to send and tap Mail My Check.

Enter the amount to send

Step 3: Add Recipient's Details

Input the name and address of the person you wish to send the check to. You can also import this information from your iPhone's contact list for added convenience.

Add recipient details

Step 4: Connect Your First Financial Bank - Personal Account

Connect your First Financial Bank - Personal account securely using Plaid. Your financial information is encrypted and stored only with Plaid; Check Supply never accesses or stores your sensitive data.

Connect your First Financial Bank - Personal account

Step 5: Optional Memo or Note

Add a memo or note to be printed on the bottom left corner of the check. This step is optional. When you're ready, tap Pay.

Add optional memo

Step 6: Review and Confirm

You'll see a confirmation page to review all the details. Confirm and pay for the service. If completed before 3 PM EST on a business day, your check will be printed and mailed the same day.

Review and confirm payment

Step 7: Track Your Check

Under the Payments tab, you can track your checks. Most are delivered within 1-5 USPS business days, including Saturdays.

Track your check delivery

Conclusion

Sending a physical check with First Financial Bank - Personal has never been easier. With Check Supply, you handle everything from your iPhone—quickly, securely, and without any hassle. Download the app today and simplify your payments.

First Financial Bank - Personal logo

First Financial Bank - Personal

Trusted financial institution supported by Check Supply

Frequently Asked Questions

How does First Financial Bank deliver bill payments?

First Financial Bank sends payments electronically when possible, with processing typically within 2-5 business days. For recipients who cannot accept electronic payments, First Financial Bank mails a paper check on your behalf, which takes 7-10 business days.

When does First Financial Bank debit my account for Bill Pay?

For electronic payments, funds are withdrawn on the scheduled payment date. For paper checks, funds are withdrawn when the recipient deposits the check.

How does Check Supply reduce uncertainty compared with First Financial Bank bill pay?

Check Supply provides step-by-step tracking (queued → printed → mailed) and confirms when the check is deposited, eliminating guesswork about mail timing and delivery status that you experience with First Financial Bank's longer processing times.

Does Check Supply hold my money before delivery?

No. With Check Supply, funds stay in your First Financial Bank account until your recipient deposits the check. We do not place pre-debit holds.

What if my payee cannot accept electronic payments?

Check Supply specializes in mailed checks with same-day processing if queued by 3 PM ET (Saturdays included) and provides granular status updates through deposit confirmation - much faster than First Financial Bank's 7-10 business day check processing.

How fast will my payment arrive?

First Financial Bank electronic payments take 2-5 business days. First Financial Bank-mailed checks take 7-10 business days. Check Supply processes in 1 business day with same-day print-and-mail cutoff at 3 PM ET; USPS transit times are not guaranteed.

Do I need to keep using First Financial Bank's bill pay if I use Check Supply?

No. You can use Check Supply independently to generate and mail checks from your First Financial Bank account while still seeing deposit confirmation.

Are there fees for First Financial Bank Bill Pay?

First Financial Bank Bill Pay is free for most checking accounts. Check Supply charges a transparent per-check fee for printing and mailing, with tracking included.

Routing Numbers

061101032064201120064202682064204703071100858071103473074900356074912344083903140283972230283972434

Send checks securely with First Financial Bank - Personal through the Check Supply mobile app

Ready to simplify your payments?

Start sending checks effortlessly with our secure and easy-to-use platform.