How to send a check with Capital City Bank.
A guide to mailing a real paper check from your Capital City Bankaccount — with premium options like Certified, Priority, and Express Mail that your bank doesn't offer.
Capital City Bank bill pay vs. Check Supply.
See how Check Supply compares with Capital City Bank's traditional bill-pay rails. Unlike your bank, Check Supply offers premium mail options — Certified, Priority, and Express — alongside faster processing and real-time tracking.
| Feature | Capital City Bank bill pay | Check Supply |
|---|---|---|
| Processing time | 3–5 business days | Same day (before 3 PM ET) |
| Delivery time | 5–7 business days | 1–5 business days |
| Mobile app | Limited mobile features | Full iOS app |
| Tracking | Limited | Real-time status + receipts |
| Setup | Online banking enrollment | Two-minute Plaid flow |
| Certified Mail | Not available | Available · signature + tracking |
| Priority Mail | Not available | Available · 1–3 days with tracking |
| Express Mail | Not available | Available · 1–2 day delivery |
Capital City Bank
Capital City Bank is supported by Check Supply for secure check mailing with premium delivery options.
Mailing a check from Capital City Bank in under four minutes.
With Check Supply, you get access to premium mail options like Certified, Priority, and Express Mail that Capital City Bank doesn't offer. Whether you prefer your iPhone or a desktop browser, you can handle the full flow quickly, securely, and without any hassle.
Disclaimer: this page is an independent guide by Check Supply and is not affiliated with Capital City Bank.
Zelle at Capital City Bank.
Capital City Bank supports Zelle for eligible customers. Zelle can be useful for bank-to-bank transfers, but Capital City Bankcontrols the account eligibility rules and transaction limits for its customers. When a payment is larger than Zelle's practical limits, Check Supply lets you send a real check instead.
Capital City Bank supports Zelle
Check Supply shows Capital City Bank as Zelle-supported in the latest support data. Enroll through Capital City Bank's own Zelle page or online banking flow to confirm eligibility before sending money.
Zelle limits from our research
Use these figures as researched guidelines, then confirm the current cap inside Capital City Bank's online banking or mobile app before sending. If the payment exceeds Capital City Bank's Zelle limit, use Check Supply to mail a check for the larger amount instead.
- Daily limit
- $5,000
- Weekly limit
- $10,000
- Monthly limit
- $20,000
- Max capacity notes
- Official Capital City Bank FAQ publishes tiers: existing clients $3,000/day, $6,000/week, $12,000/month; new clients $500/day, $1,000/week, $4,000/month for first 30 days; private banking clients $5,000/day, $10,000/week, $20,000/month. Each tier also has transaction-count limits.
- Account scope notes
- Zelle is for Capital City Bank personal checking clients enrolled in online/mobile banking; business accounts are not available for Zelle at this time.
These figures are informational guidelines from our research, not a guarantee that the same limits apply to every Capital City Bankcustomer. Zelle availability, sending limits, and receiving limits may vary by institution, account, account type, recipient, customer relationship, security controls, and other factors. Check Supply is a separate mailed-check payment option for larger payments that do not fit within Zelle's per-transfer, daily, weekly, or monthly caps.
Use Check Supply to send payments that do not fit Zelle's availability or transaction limits.