How to Send a Check with State Street Bank and Trust Company
Learn how to easily send physical checks using State Street Bank and Trust Company with Check Supply. Get premium mail options including Certified Mail, Priority Mail, and Express Mail that State Street Bank and Trust Company doesn't offer.
State Street Bank and Trust Company
Trusted financial institution
State Street Bank and Trust Company is supported by Check Supply, enabling you to send secure, convenient check mailing services with premium options like Certified Mail, Priority Mail, and Express Mail that State Street Bank and Trust Company doesn't offer.
Visit State Street Bank and Trust Company WebsiteState Street Bank and Trust Company Bill Pay vs Check Supply
See how Check Supply compares to State Street Bank and Trust Company's traditional bill pay system. Unlike State Street Bank and Trust Company, Check Supply offers premium mail options including Certified Mail, Priority Mail, and Express Mail delivery.
State Street Corporation does not offer traditional bill pay services or retail banking for individual consumers. As the world's largest custodian bank, State Street focuses on providing institutional financial services including asset management, custody, and administration services for corporations, governments, and institutional investors. While they provide sophisticated financial services for large institutions, State Street does not offer checking accounts, personal banking, or consumer bill payment functionality.
Check Supply provides the perfect solution for State Street clients who need to send physical checks or make payments that require traditional bill pay functionality. We offer superior speed, visibility, and control for mailed checks. We process payments in one business day with same-day print-and-mail capability when queued by 3 PM ET (including Saturdays), provide granular status tracking (queued → printed → mailed), and clearly confirm when the check is deposited. Funds remain in your State Street account until the recipient deposits the check—we do not place pre-debit holds. The experience is a modern, simple flow similar to Cash App or Venmo for sending checks, and you can connect multiple bank accounts and choose which one to pay from. USPS transit times are not guaranteed by either service.
## Shipping Options Limitations
**Important:** This bank does not offer premium shipping options for check delivery through their bill pay system:
- **Certified Mail**: Not available
- **Priority Mail**: Not available
- **Express Mail**: Not available
For these premium delivery options, consider using Check Supply instead, which provides:
- Certified Mail for secure, trackable delivery
- Priority Mail for faster 1-3 business day delivery
- Express Mail for urgent same-day or next-day delivery
Traditional bank bill pay typically only offers standard first-class mail delivery, which can take 5-7 business days and lacks the security and speed of premium options.
| Feature | State Street Corporation Bill Pay | Check Supply |
|---|---|---|
| Physical checks | No — State Street does not offer retail banking or bill pay services | Yes — we print & mail on your behalf |
| Average processing time | N/A — No retail bill pay service available | 1 business day; same-day print & mail if queued by 3 PM ET (Sat included) |
| When funds are withdrawn | N/A — No retail bill pay service available | Only when recipient deposits the check; no pre-debit holds |
| User experience | No retail bill pay interface available | Modern, simple flow (Cash App/Venmo-like) for sending checks |
| Account flexibility | Limited to institutional State Street accounts only | Connect multiple banks; choose which account to pay from |
| Delivery time (mail transit) | N/A — No retail bill pay service available | Typically 1–5 business days (USPS not guaranteed) |
| Tracking | No tracking available for non-existent retail service | Granular: queued → printed → mailed + deposit confirmation |
| Certified Mail | Not available | ✓ Available Signature required, tracking number available |
| Priority Mail | Not available | ✓ Available 1-3 days, tracking number available |
| Express Mail | Not available | ✓ Available 1-2 day delivery, tracking number available |
Note: State Street Corporation does not offer retail banking or traditional bill pay services. Check Supply provides the bill payment functionality institutional clients need. USPS delivery not guaranteed.
Save money and time with Check Supply's superior features and pricing compared to State Street Bank and Trust Company's bill pay system. Get premium mail options that State Street Bank and Trust Company doesn't offer.
💡 Why Choose Check Supply?
Premium mail options (Certified, Priority, Express) not available through State Street Bank and Trust Company, faster delivery, and a seamless mobile experience designed specifically for check mailing.
Step 1: Download Check Supply from the App Store
Download the Check Supply app from the Apple App Store.
Step 2: Enter the Payment Amount
Open the app and navigate to the Pay tab. Type in the amount you want to send and tap Mail My Check.
Step 3: Add Recipient's Details
Input the name and address of the person you wish to send the check to. You can also import this information from your iPhone's contact list for added convenience.
Step 4: Connect Your State Street Bank and Trust Company Account
Connect your State Street Bank and Trust Company account securely using Plaid. Your financial information is encrypted and stored only with Plaid; Check Supply never accesses or stores your sensitive data.
Step 5: Optional Memo or Note
Add a memo or note to be printed on the bottom left corner of the check. This step is optional. When you're ready, tap Pay.
Step 6: Review and Confirm
You'll see a confirmation page to review all the details. Confirm and pay for the service. If completed before 3 PM EST on a business day, your check will be printed and mailed the same day.
Step 7: Track Your Check
Under the Payments tab, you can track your checks. Most are delivered within 1-5 USPS business days, including Saturdays.
Conclusion
Sending a physical check with State Street Bank and Trust Company has never been easier. With Check Supply, you get access to premium mail options like Certified Mail, Priority Mail, and Express Mail that State Street Bank and Trust Company doesn't offer. Handle everything from your iPhone—quickly, securely, and without any hassle. Download the app today and simplify your payments with superior mail delivery options.
State Street Bank and Trust Company
Trusted financial institution supported by Check Supply
Frequently Asked Questions
Does State Street Corporation offer bill pay services?
No. State Street Corporation does not offer retail banking or traditional bill pay services. They are an institutional custodian bank serving corporations, governments, and large investors.
How can I pay bills with my State Street account?
Since State Street doesn't offer retail bill pay, you can use Check Supply as an alternative. We provide a modern, simple way to send checks from your State Street account with full tracking and confirmation.
How does Check Supply reduce uncertainty for State Street clients?
Check Supply provides step-by-step tracking (queued → printed → mailed) and confirms when the check is deposited, eliminating guesswork about payment status that you would experience without any retail bill pay service.
Does Check Supply hold my money before delivery?
No. With Check Supply, funds stay in your State Street account until your recipient deposits the check. We do not place pre-debit holds.
What if my payee cannot accept electronic payments?
Check Supply specializes in mailed checks with same-day processing if queued by 3 PM ET (Saturdays included) and provides granular status updates through deposit confirmation - perfect for institutional clients who need this functionality.
How fast will my payment arrive?
Check Supply processes in 1 business day with same-day print-and-mail cutoff at 3 PM ET. USPS transit times are not guaranteed, but this provides much more certainty and speed than having no retail bill pay option at all.
Do I need to keep using State Street if I use Check Supply?
No. You can use Check Supply independently to generate and mail checks from your State Street account while still enjoying all the benefits of your State Street institutional relationship.
Are there fees for using Check Supply with State Street?
Check Supply charges a transparent per-check fee for printing and mailing, with tracking included. This provides the retail bill pay functionality that State Street doesn't currently offer.
Routing Numbers
Send checks securely with State Street Bank and Trust Company through the Check Supply mobile app